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As a business owner, you understand that you are going to have to accept credit cards. However, accepting credit cards costs your company money and you hate accepting that fact. Unfortunately, without a merchant account, you will not be able to accept credit cards and a merchant account will cost money. As a small business, this cost can be quite expensive, especially if you choose the wrong provider. This is why it is important to make sure that you shop around and look for the best deal.

When it comes to choosing a cheap merchant for your small business, there are several that are better than others. As with anything, it is important to remember that just because it is cheaper does not mean that it is better, as the saying goes, you get what you pay for.

PaymentCloud is a good choice for a business that is in a higher risk category. The company offers reasonable fees and rates. Another option is Square. This is a good choice for a business that needs a lot of features but does not want to pay a lot for them. National Processing is another good option for companies that want the stability of a full-service merchant and a lot of features.

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