by jeff | May 29, 2016 | chargebacks, Credit Card Processing, Online Checkout, Payment Security, Processing Fees
Merchants all over the world are currently fighting for your attention. As a credit card holder, you have great power and influence over the ecommerce environment. The businesses you shop with are grateful for your patronage, knowing that your options are virtually... by jeff | May 2, 2016 | cash, Credit Card Processing, digital, Payment Security
Never has it been easier to spend your money, if you should happen to have some. The press of a button, the swipe of a card, or the wave of a phone, and it’s done. At PayProTec West Coast we are always keeping our clients ahead of the curve with technology. So why is... by jeff | Apr 12, 2016 | Credit Card Processing, Pre Paid Credit Cards, Processing Fees
For years, many consumers who used prepaid cards thought of them as an alternative to a checking account. They could buy a prepaid card from a retailer, load money onto it at a grocery store or at a check-cashing outlet and then use it to make payments—up to the... by jeff | Apr 7, 2016 | Credit Card Fraud, Credit Card Processing, Payment Security
Do you know the rules when it comes to who is responsible for losses when credit card fraud hits your business? Those rules may hold some surprises for you. For example, you could wind up paying anywhere from $50 to the full amount of the fraudulent transaction. These... by jeff | Mar 22, 2016 | Credit Card Processing, Payment Security
At PayProTec West Coast we have updated all of our merchants with the latest equipment so that they are EMV compliant however millions of retailers are still not using their EMV chip enable terminals. According to the industry group EMV Migration Forum, there are...